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I have just paid a class 3 to complete my NIC for the Tax Year ending 2019. The system and the lady told me that I have 3 more years to pay so I can get the maximum state pension. After this year that will be 2 years to go.
At the moment I am living off a lifetime of savings, not vast, but enough. My final salary pension will match the state pension and i have two very small personal pensions that may last me for roughly 7 years.
I am sitting here at my desk, so early in the… morning thinking ok….. what next.
I still sign-on (every 4 weeks bless them). My 6 months of half JSA has long expired. So I sign on just for my NIC. Presumably, if I can keep this up for another two years, the DWP will stop paying my NIC and I will be signing on for nothing and confronted by the choice of not needing to sign on at all.
My JCP staff are genuinely helpful although obsessed with talking about the Civil Service and therefore a good source of information. My Work Coach’s son deals with UC claims.
- Am I right in what I say about signing on? Will the DWP stop paying my NIC when it becomes pointless and I will then be signing on just to uphold my claimant commitment, get advice and maybe prepare myself for Universal Credit if my cash runs out.
- Are there any alternative sources of information/Advice about Civil Service recruitment.
- Does anyone have experience of signing off and then signing back on for UC?
- Are there any other questions I need to ask myself
Any Advice/Suggestions/Thoughts welcome.
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