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I only receive a reduced rate on my state pension because my employer put me on married woman stamp. But I was in a pension scheme with them which they paid. I am now in the position of a vastly reduced State Pension after working over 40 years but 20 with this employer. And for the last 13 years since I retired they have done claw back from my company pension of £82 per month. I thought claw back couldn’t happen anymore. But I am out of pocket a. On a reduced State Pension and b. Nearly £13k paid back to the company.