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I mentioned in a General post that I sit on a regional LGPS pensions committee.
Last week had a rather concerning case study. Which was:
Two same-sex partners living independently – one in City A and the other City B.
One of them, sadly, passed away.
They thought surviving partner would automatically get their other half’s pension death benefit. And they didn’t fill in the expression of wishes nomination form because they thought they didn’t need to. Although everybody knew they were a couple – on paper they weren’t. The key wording on the form, is “Do you live as a married couple?” well, yes they did but in different places. This throws a real spanner in the works for the system.
So – be sure you make your nomination of beneficiary quite clear – fill it in as though you are writing to explain to an idiot!
It’s not just a case for LGBT couples – you may be separated from your other half but still wish them to be a beneficiary. – precise instructions apply just as much.