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GrahamL Posted 11 months ago
Has anyone else retired and then started working again?

I keep changing my mind about retirement. Do I completely retire at 57 and live frugally or do I see if I can reduce my hours to 3 days and have more money to enjoy? I’ve worked hard all my life, often doing 6 days a week and having 2nd jobs as well so I’m wondering if I’ll feel lost and bored with nothing to focus on. I’m not particularly enjoying my work at the moment but thinking working less is better than not working at all. I’d love to hear others experiences. Thanks. Graham

2 likes & 69 replies
    • thelace61 16th March 2021 at 8:14 pm

      Hi Graham
      I’m in the same boat I suppose…researching a few options for when I retire in the next couple of years (currently 59). Something that caught my eye was a telephone call handler for 111 or 999 emergency services. You can do anything from around 15 hours a week upwards with great training and support. Would something like that interest you?

      Another option – though unpaid – is to train as a Magistrate. I have just completed my two year final assessment and am loving it! I get to use my brain – quite a bit of learning to do but you get training and support from Legal Advisors. And you will enter a world you never knew existed as you encounter all sorts!

      • GrahamL 17th March 2021 at 12:04 am

        The 999 call handler job sounds very stressful and after watching the ambulance program on TV, I don’t think it’d be me. The magistrates one is interesting but really need to earn a small wage to top up pension. I was thinking taxiing to give me flexibility over hours.

    • OhSusannah 16th March 2021 at 8:22 pm

      I’m 62 years young and work 3 days a week now. It’s a fast pace job and I don’t always get my work load done so do spend some time at home doing the admin side of my job.
      Ideally I’d like a slower pace job over 3 days to take me towards retirement.
      I would suggest you definately reduce your house to get a more work home balance. Reducing work hours isn’t a given Yes – it is the decision of you boss and in the best interest of the company.
      I saw your post re your boss giving you an extra day off once every 2 weeks.It’s better than nothing but I would suggest you look round for a job that is less hours a week.
      Working to live rather than living to work is important but not always possible. BUT your health comes first – physical/mental/emotional.
      Maybe make a plan to work towards a retirement age that will give you financial security and happiness.
      All the best with it.

    • Hesselden 16th March 2021 at 8:24 pm

      I can’t wait to retire and return. I intended to do it at 60 but deccided to make the change at 59 instead. Only a couple of months to go and then I’ll be working 15 hours a week.

      • Blackbird 17th March 2021 at 8:16 am

        Well done for taking this decision. Work balance is so important . What are you planning to do with your spare time ? Have you made a list ..?
        I’m on furlough now snd love the extra time for ME
        I’ve started yoga every morning and generally slowed down

    • TmonT 16th March 2021 at 8:55 pm

      I took early retirement at 55 then lounged about for 6 months before getting a part time job I made sure new job was in a completely different field, this was always my retirement plan more for the social rather than monetary value good luck what ever you decide 👍

    • TnCake 16th March 2021 at 9:12 pm

      On the 25th anniversary of my employment last year, my boss decided he could do my job better than me and he should give me instruction in how he thought I should do my job, after some heated discussion I decided best he give it a go without me. I’m 58, I had been toying with the idea of retirement, my children are independent, my mortgage is minimal so I only have to look after me, why carry on with the routine and stress (senior management) if you don’t really need it? So now I drive tractors and lorries when there’s work to do, when there isn’t, I plan the adventures I intend after lockdown, I have enough money to support me to the state pension and I’m fit enough to enjoy it so why not? so far I’m loving it and strongly recommend it, life has become an adventure again 🙂

      • GrahamL 16th March 2021 at 11:43 pm

        Your story resonates so much. I’ve come to be bored of senior management and their constant use of buzz words and changes in strategy. I’d love to have a bit of casual work here and there with more freedom for travelling. I’m desperate for redundancy although I don’t know if I’ll ever get it so do I walk away without a payout.

      • thelace61 17th March 2021 at 12:24 am

        Sounds marvellous 😊

    • chris.calder.author 16th March 2021 at 11:18 pm

      Hi Graham, I’m on my third career change since retiring from the day job at 65. I am now a novelist; five published so far. I believe that it all depends on you, and what you would be comfortable doing. I cannot even begin to imagine doing nothing at all. As we age, we gain something precious: Life Experience. And if you are an observer with a bit of imagination, why not consider taking up a pen? Also, it keeps the grey matter busy, something I can thoroughly recommend. I now have a new career and I am in my ninth decade of life!

      • GrahamL 16th March 2021 at 11:35 pm

        Wow. That is so inspiring. For years, lots of people have told me to write a book about my life and I know I’m a good story teller so should give that a go. I’m putting it on my bucket list to publish a book. Do you self publish or use a publisher and any advice here? Thank you

    • chris.calder.author 16th March 2021 at 11:51 pm

      I started by self-pubbing, but am now with a small traditional publisher. Why not have a go? You never know where it can end up. OK, you may not believe this, but just today I had the privilege of being interviewed on The Authors Show, a leading radio program in the US. Coincidence, or what? In fact I have just received and downloaded an .mp3 file of the interview. I would be happy to help you in any way I can and you can find me at http://www.chriscalder.com. I’ve been a member here for a while now, so I hope that Admin will allow the mention of my website. However I don’t want to be or to sound pushy, so I shall resist the temptation to add a link here to that interview. But I can send it to you if you wish. Good luck with your career change, whatever you decide.

      • GrahamL 17th March 2021 at 12:36 am

        Send me the link please. I’m very open to all ideas. It may not lead to me being a great author but there’s no harm in trying. Thanks

    • liz.p 17th March 2021 at 8:09 am

      Best thing I did last August was retire! Yes mire frugal but started consultancy- you are your own person .. I work in the mornings and do my thing in the afternoons. Masses of volunteering.. is great .. exercise.. walk etc even during lockdown.. it’s always a balance .. FT job stress etc .. mire money but freedom if you retire. PT would work too.

    • chris.calder.author 17th March 2021 at 10:11 am

      Graham, the link is on the website; it was put there this morning, easy to access. I have a super IT specialist and he and I are being kept a bit busy this morning, a direct result of the US radio interview. Good luck and good hunting.

    • chris.calder.author 17th March 2021 at 10:15 am

      Sorry, I made a mistake. The link is being put up later today. Not quite there yet!

    • Cheverells6 17th March 2021 at 10:59 am

      Hi Graham,
      As I am another Graham who did retire at 57. I was offered a very good financial deal from my Company which made sense to retire. I was due to retire at 60, but like you I wasn’t enjoying life at work, and to add to the incentive to retire, 2 of my work colleagues in their 50’s died of heart attacks. On the day I retired, the Company suddenly realized , that the work I was doing they didn’t have an immediate replacement for, so they re-engaged as me a free lance consultant for 2 days a week on the same money, I was earning. I carried on for another 3 years working with them and then another Company offered me a better finacial package to work for them and I carried on working with them until the Financial meltdown came and by mutual agreement I stood down. Since then I have never had paid employment. I have now been fully retired 13 years and think I am in very good health because of the way I chose to retire from work.

    • GrahamL 17th March 2021 at 10:40 pm

      Your story is exactly what I’m hoping for. We are going through merger with another company and I was hoping for redundancy although I’m not confident that I will be offered it. I’d then love to do a couple of days a week somewhere.

    • Franfoy 18th March 2021 at 10:20 am

      I retired at 62 did an art degree but still now doing voluntary work at 74and enjoy doing something different when i choose to .

    • Nessi 18th March 2021 at 11:40 am

      Hi Graham, I semi retired after a divorce. I personally found too much time not helpful and became self-employed but if you have plenty of plans and goals I say go for it and enjoy your life whilst you are young enough to do it.

    • Martine-N 5th April 2021 at 1:52 pm

      Definitely reduce your hours and get out there and enjoy your time!
      I took redundancy in March 2020, hoping to start travelling while I still can, but then covid happened.
      Still … I found plenty of things to do (it was a brilliant summer!) in the garden, going out cycling and walking, meeting friends, etc
      When winter came, I found myself a part time consultancy opportunity that has kept me out of mischief. Planning to finish end of June and picking up where I left off last year with my travel plans!
      I’ve never been happier!

    • Hengist 5th April 2021 at 5:19 pm

      I have been self-employed for a long time and I can scale what I do — within limits. Given Britain’s truly miserable State Pension, I think I would be unwise to retire full-time. Sidelines, several income streams, flexibility, and care in balancing work and leisure are, I think, likely to be how I will live for the foreseeable future. The idea of sitting back and doing nothing does not really appeal to me.

    • Joliv1202 7th April 2021 at 7:32 am

      If you can , attend a seminar regarding retirement planning. Retirement needs this as you will have all of the extra time, not just the work hours but the commute each way too. As you say the reduction in finance may be considerable.
      The extra time does allow you to pick up on all of those minor interests that you’ve put aside too.

    • liz.p 7th April 2021 at 7:47 am

      Hi Graham – I retired last August ..but not really! I’ve found a great mix of working 3/4 mornings a week, volunteering and me stuff – exercise and seeing family. I only do enough work (consultancy) to suit and not pressurise me. Extra money of course helpful too.

    • Sixtiesboy58 7th April 2021 at 8:28 am

      Hi Graham I retired at 58 from an intense job working similar hours to you. Initially it was great like a kid on Summer break but I then got a little restless (excuse the reference) so I started a handyman business working for myself. I did that for four years and progressively reduced my working days until I stopped altogether Xmas 2020.
      It is very difficult to stop after a long career so my advice is to reduce rather than stop – good luck!

    • Mobbsy 7th April 2021 at 9:56 am

      I left the Civil Service after 39 years in 2016. I was fed up with shuffling figures around on a spreadsheet and sending them to people who weren’t reading them! So I took early retirement and went to work on the tills in Tescos, which was much better as I was meeting so many people every day. But for personal reasons I had to leave that job and for the past three years I’ve been a school run taxi driver, and quite honestly it’s the best job I’ve ever had. The money isn’t as good of course but it was well worth the change. I am 64 now and have no intention of giving it up yet!
      So I think the answer to your question is if you are in a job that is getting you down, and you can afford to do it, leave it behind and try something else. Keep busy whatever you do. It’s a mistake in my book to sit and watch daytime telly all day…

    • GrahamL 7th April 2021 at 10:53 am

      Thank you. I totally agree with you. My brother in law has also given up a long time career that he hated and doing minibus runs for people with learning difficulties and he loves it too.

    • davidvcox 27th April 2021 at 10:50 am

      Hi Graham and I retired at 57 with enough money to do most of what I wanted but missed the comradeship, purpose and fulfilment of work so I tried agency or comtracting offering my skills for short term projects 6 to 9 months go in fix a problem and leave for some retirement time and I’m now 66
      It’s great fun, you can be a bit freer in how you operate as there are no longer term issues annual appraisals etc and they will pay very high day rates if they need you. I’m just finishing an assignment on Friday and looking forward to some non working time and the relaxing of COVID restrictions
      Will I work again? I’ll change LinkedIn and see if the phone rings and decide then
      Hope this helps and good luck

    • GrahamL 27th April 2021 at 8:38 pm

      Hi David. That sounds exactly what I’d love to do. I’ve been a strong people manager for 25 years with a lot of great management experience (Engagement, Kpis, target driven, customer service, sales etc). Do you know of any agencies that recruit for temp management positions? Someone else suggested I go down that route so I should explore it. Feel free to link in on LinkedIn (Graham Lyon – Virgin Media).

    • Dutch Sonja 8th September 2021 at 11:36 am

      Hi Graham. I have worked for many years in the airline industry and have always loved my job and travel the globe. When my job role changed within my company I embraced the challenge of leadership and responsibility. After 28 years I felt and witnessed the airline industry changing to less customer service, shortage of staff and computerisation and I spend a lot of time dealing with complaints from not only my team but passengers. I decided to retrain in something which allowed me to do what I do and like best in making connections with people on a less rushed pace and I am now a qualified counsellor at the age of 59. I have taken redundancy from my aviation job. My time is now my time and I am still volunteering as a counsellor. I intend to set up my own practice and plan my clients around my life style. My lifestyle is far more relaxed and I thoroughly enjoyed my training which I did mainly whilst still working at the airport.
      Perhaps you can look into what your passion is and make from your interest your job. I will now be able to earn next to my pension ( in 4 years time ) when I turn 63. Most of my clients are online so I can practice anywhere. I only need 10 client hours a week to earn enough to get by and will scale this down to possibly a handful to top up my pension. I want to also provide free counselling to a couple of people who can not afford £50 an hour and continue volunteering.
      I notice that earning money has become secondary to freedom.
      The main thing is that my time is now my time at the age of 59. There is nothing more valuable than time when you have passed the age of 50. If I do not live now , travel , relax, explore, meet up with family and friends when will I? In 21 years I be 80. Do I really want to travel around the world at that age? I doubt it. So I do these things while I still can and am able to lift that backpack once the world eases their restrictions.
      Good luck in finding what make you happy.

    • andrea 9th September 2021 at 10:16 am

      Are you still undecided? I remember posting a comment and reading others months ago! Bite the bullet and follow your intuition

    • louise celebrant 14th September 2021 at 4:28 am

      Oh, please don’t fully retire. As Susie B said in her March post, keep going! I am sixty seven, working full time and about to start a new business teaching older people about a career that has brought me great satisfaction, challenge and a good income. Please see http://www.schooloffuneralcelebrancy.co.uk You may not want to do anything like I do, but whatever you do, don’t retire completely. It really isn’t good for the health, and would you want to live frugally?

    • Always 14th September 2021 at 8:04 am

      I’m in a similar dilemma I really want to retire but I want to do it well and it’s hard to know the cost of that

    • Anonymous User (no longer active) 14th September 2021 at 8:07 am

      Yeah 😂😂😂

    • Brighton Belle 18th October 2021 at 7:41 pm

      I retire next week happy days

    • Alan J 22nd October 2021 at 9:59 pm

      I stopped in December 2019, and nowadays just do Part Time Home Delivery for a Supermarket, the key is to be happy with what your doing.
      When I was a Cab Driver I Worked 6 to 7 Days a Week, sometimes 70hrs a week, for nearly 26 years, loads of money, but never the time to spend it or enjoy it.
      Life is not a Rehersal, we don’t get a second chance ( I asked and God said No!) So, do what you want to do and enjoy it.