Less than a year after my mother died i turned 55. A month later I was made redundant after 30 years in work. Shortly after that i had the pleasure or undergoing bowel cancer screening. What next i thought.
Then it hit me , I am getting old. Never in my life did i stop to think i was, until i was forced to stop and think.
My dad never found work after he was made redundant at 55 so i think I’m following in his footsteps.
That is when it started to scare the C*&P out of me.
My pensions are not bad, not brilliant but not bad. I have spent some time over these 3 years trying without success to find an IFA i am comfortable with. They are all happy to advise and be instructed and take a 1% annual fee for advising me on how to invest my Tax Free lump sum.
The bit that scares me is that being a single guy without kids and next to no family is that i am now alone. Approaching 60 and needing to make plans that will effect me for the next 30,40 years and finding people to help is damn near impossible.